Terjat

Allier · CA Montluçon Communauté · INSEE 03280

A school and somewhere to eat or drink, but no food shop.

Few services 22/100 · confidence: high· Better served than 72 % of the {n|commune|communes} of a similar size.

Identity

Terjat (INSEE 03280) is in Allier (03), part of CA Montluçon Communauté. Population 180 (2023). ^[1]

INSEE density class: Rural à habitat très dispersé (level 7). ^[2]

Data vintages: INSEE BPE 2025 · INSEE SIRENE 2026-09 · INSEE census (RP) 2023 · INSEE COG 2026 · INSEE density grid 2026.

Permanent link: https://vivantrural.com/en/fr/03280-terjat

Vitality score

Vitality score 22/100 — Few services (model fr-v0.2).

Confidence: high.

Better served than 72 % of the 15,366 communes of a similar size.

Compare this with communes of a similar size. The score measures how well a place is served relative to its own size band, and larger communes score higher as a rule — so it reads meaningfully against another village, and misleadingly against a town.

Measured but not scored in this model: Market. See the methodology for why.

Component	Value (0–1)	Weight	Contribution
Daily food	0	25	0
Social	0.32	20	6.32
Education	0.63	10	6.32
Health	0	10	0
Public & culture	0	5	0
Population trend	0.26	10	2.56
Housing mix	0.69	5	3.47

Services

What is here, at a glance

Food 0 of 6

Eating out 1 of 1

Cafés and bars 0 of 1

Schools 1 of 3

Health 0 of 4

Public services 0 of 1

Culture 0 of 2

Sport 0 of 2

Everyday services 0 of 3

Lodging 0 of 2

One square per service type, shaded by how many: none, one, a few, five or more. A blank square means none was counted — the sources do not distinguish “none here” from “not counted”.

A school and somewhere to eat or drink, but no food shop. ^[3,4]

1 × Restaurant (LOLYMA). ^[3,4]

1 × Primary school (élémentaire) (ECOLE ELEMENTAIRE). ^[3]

Not found in the commune: Bakery (boulangerie), Butcher (boucherie), Grocery (épicerie / supérette), Supermarket, Café / bar, Nursery school (maternelle), GP (médecin généraliste), Pharmacy, Post office / agence postale, Library. ^[3,4]

All 25 service types, with per-source counts

Type	Count	Names	Sources
Bakery (boulangerie)	0		INSEE BPE 0 / INSEE SIRENE 0 [3,4]
Butcher (boucherie)	0		INSEE BPE 0 / INSEE SIRENE 0 [3,4]
Grocery (épicerie / supérette)	0		INSEE BPE 0 / INSEE SIRENE 0 [3,4]
Supermarket	0		INSEE BPE 0 / INSEE SIRENE 0 [3,4]
Cheese shop (fromagerie)	0		INSEE SIRENE 0 [4]
Fishmonger	0		INSEE BPE 0 / INSEE SIRENE 0 [3,4]
Restaurant	1	LOLYMA	INSEE BPE 1 / INSEE SIRENE 1 [3,4]
Café / bar	0		INSEE SIRENE 0 [4]
Nursery school (maternelle)	0		INSEE BPE 0 [3]
Primary school (élémentaire)	1	ECOLE ELEMENTAIRE	INSEE BPE 1 [3]
Collège	0		INSEE BPE 0 [3]
GP (médecin généraliste)	0		INSEE BPE 0 [3]
Pharmacy	0		INSEE BPE 0 / INSEE SIRENE 0 [3,4]
Nurse	0		INSEE BPE 0 [3]
Dentist	0		INSEE BPE 0 [3]
Post office / agence postale	0		INSEE BPE 0 [3]
Library	0		INSEE BPE 0 [3]
Cinema	0		INSEE BPE 0 [3]
Gym / sports hall	0		INSEE BPE 0 [3]
Swimming pool	0		INSEE BPE 0 [3]
Bank	0		INSEE BPE 0 [3]
Hairdresser	0		INSEE BPE 0 / INSEE SIRENE 0 [3,4]
Fuel station	0		INSEE BPE 0 / INSEE SIRENE 0 [3,4]
Hotel	0		INSEE BPE 0 / INSEE SIRENE 0 [3,4]
Campsite	0		INSEE BPE 0 / INSEE SIRENE 0 [3,4]

Market and village life

Market day: unknown — nothing found in the datasets or on the commune website.

Trajectory

1968: 303 2023: 180 axis from zero, so the slope compares with any other commune

Population 213 (2012) → 180 (2023): -15.5 % over 10 years. ^[5,1]

Population 238 (1990) → 180 (2023): -24.4 % over 30 years. ^[6,1]

Dwellings (2023): 144, of which 15.3 % second homes and 15.3 % vacant. ^[7]

Access and surroundings

Which way the everyday services lie

In the commune Primary school Bakery — 4.1 km SGP — 4.2 km SPharmacy — 9.8 km NFood shop — 9.9 km N Straight-line, from the mairie, in the direction given. Services in the same town share a spoke. Distance is not travel time: a pass or an estuary can double it.

Bakery (Marcillat-en-Combraille): 4.1 km to the south (straight line). ^[8]

Food shop (Néris-les-Bains): 9.9 km to the north (straight line). ^[9]

GP (Marcillat-en-Combraille): 4.2 km to the south (straight line). ^[8]

Pharmacy (Néris-les-Bains): 9.8 km to the north (straight line). ^[9]

Primary school (Terjat): 0.2 km to the south-west (straight line). ^[10]

Climate

Where this sits nationally

Days at or above 30 °C 18.5

Days at or below 0 °C 56.9

Muggy days a summer 0.3

Each track runs from the 5th to the 95th percentile of the 34,141 communes with that measurement; the tick is the median. A value beyond either end sits at the end and is marked ▸.

An average of 19 days a year at or above 30 °C and 57 days at or below 0 °C, over 29 complete years in 1995–2024. ^[11]

Measured at the DURDAT-LAREQUILLE weather station, 8 km away at 500 m; the village itself is at 514 m. ^[11]

Muggy days — a dew point at or above 18 °C — average 0 days a summer. ^[11]

Humidity measured at MONTLUCON, 17.1 km away at 229 m, over 23 summers. ^[11]

That station sits 285 m below the village, so each day's humidity was shifted by 3.69 °C per km before the muggy days were counted. ^[11]

An average of 867 mm of rain a year, spread over 136 days — about 6.4 mm on a day it rains. ^[11]

Rainfall measured at MARCILLAT-EN-COMBRAILLES, 4.5 km away at 494 m. Rainfall is not adjusted for altitude: unlike temperature it has no simple gradient to correct by. ^[11]

Uncertainties

No specific uncertainties flagged.

References

INSEE census (RP) 2023 — 03280/2023
INSEE density grid 2026
INSEE BPE 2025
INSEE SIRENE 2026-09
INSEE census (RP) 2023 — 03280/2012
INSEE census (RP) 2023 — 03280/1990
INSEE census (RP) 2023 — 03280/logement/2023
INSEE BPE 2025 — 03161
INSEE BPE 2025 — 03195
INSEE BPE 2025 — 03280
Météo-France daily climatology 1995-2024

Villages like this one

Matched on size, density, second homes and which everyday shops and services are present — not on the score, so a village of the same kind that is doing better or worse shows up rather than being hidden.

Commune	Dept	Distance	Population	Score	Band	Climate vs here
Sainte-Gemme	33	266 km SW	192	24.8	Few services	Warmer summers and milder winters.Summers feel more humid.summer 79 % · winter 68 % · humidity 50 %
Montjoi	82	260 km SW	172	24	Few services	Warmer summers and milder winters.Summers feel more humid.summer 44 % · winter 78 % · humidity 64 %
Brignac	56	434 km NW	200	25.4	Few services	Cooler summers and milder winters.Summers feel about as humid.summer 72 % · winter 74 % · humidity 93 %
Saint-Bomer	28	260 km NW	194	29.4	Few services	Cooler summers and milder winters.Summers feel about as humid.summer 74 % · winter 68 % · humidity 93 %
Philondenx	40	380 km SW	187	23.7	Few services	Similar summers, milder winters.Summers feel more humid.summer 95 % · winter 58 % · humidity 29 %
Corneillan	32	359 km SW	155	28.8	Few services	Warmer summers and milder winters.Summers feel more humid.summer 69 % · winter 61 % · humidity 21 %

Order by distance instead

Commune	Dept	Distance	Population	Score	Band	Climate vs here
Saint-Bomer	28	260 km NW	194	29.4	Few services	Cooler summers and milder winters.Summers feel about as humid.summer 74 % · winter 68 % · humidity 93 %
Montjoi	82	260 km SW	172	24	Few services	Warmer summers and milder winters.Summers feel more humid.summer 44 % · winter 78 % · humidity 64 %
Sainte-Gemme	33	266 km SW	192	24.8	Few services	Warmer summers and milder winters.Summers feel more humid.summer 79 % · winter 68 % · humidity 50 %
Corneillan	32	359 km SW	155	28.8	Few services	Warmer summers and milder winters.Summers feel more humid.summer 69 % · winter 61 % · humidity 21 %
Philondenx	40	380 km SW	187	23.7	Few services	Similar summers, milder winters.Summers feel more humid.summer 95 % · winter 58 % · humidity 29 %
Brignac	56	434 km NW	200	25.4	Few services	Cooler summers and milder winters.Summers feel about as humid.summer 72 % · winter 74 % · humidity 93 %

Sort and compare these on the full list →

…and in much the same climate

The same match on size and services, narrowed to communes whose summers, winters and summer humidity are all close to Terjat's. All three are required, so this section is absent for the 11.8 % of communes with no humidity station near enough to measure: two temperature axes alone cannot tell a muggy coast from a dry one.

Commune	Dept	Distance	Population	Score	Band	Climate vs here
Malicornay	36	85 km NW	187	23.4	Few services	Much the same temperatures.Summers feel about as humid.summer 97 % · winter 93 % · humidity 86 %
Vindecy	71	108 km E	244	23.4	Few services	Much the same temperatures.Summers feel about as humid.summer 90 % · winter 88 % · humidity 93 %
Sainte-Thérence	03	6.2 km NW	179	22.4	Few services	Much the same temperatures.Summers feel about as humid.summer 97 % · winter 88 % · humidity 93 %
Saint-Silvain-Bellegarde	23	35 km SW	189	20.5	Few services	Much the same temperatures.Summers feel about as humid.summer 92 % · winter 97 % · humidity 93 %
Dracy	89	179 km N	236	25	Few services	Much the same temperatures.Summers feel about as humid.summer 92 % · winter 99 % · humidity 86 %
Lhoumois	79	217 km W	157	18	No daily shops	Much the same temperatures.Summers feel about as humid.summer 95 % · winter 89 % · humidity 93 %

Elsewhere

Wikipedia (en) ·Wikipedia (fr) · INSEE dossier complet · OpenStreetMap · Web search · Map

Permanent link: https://vivantrural.com/en/fr/03280-terjat